The World We Live In
The constant stream of headlines today can make anyone feel uneasy. With so much happening in the world—politics, conflicts, tariffs, pandemics, and social issues—it’s natural to wonder whether “this time is different.” History shows that markets often react sharply to short‑term events, but patient investors who stay focused on long‑term plans have consistently been rewarded. […]
Q4 Market Commentary: Long-Term Thinking
What We’re Seeing “The more things change, the more they stay the same.” – Jean-Baptiste Alphonse Karr The fourth quarter offered a reprieve from what had been an extraordinary year of volatility. After April’s tariff shock sent markets tumbling and October’s government shutdown—the longest in American history at 43 days—delayed critical economic data, the economy […]
Q3 Market Commentary: Attachments
What We’re Seeing I cannot invest the way I want the world to be; I have to invest the way the world is – Jim Rogers Buddhism reminds us: all attachment leads to suffering. Yet not all attachments are the same, nor is all suffering. We cling to small hopes – the Mariners reaching the […]
Tarriffied?
Written by Brian Frederick, CFP®, CIMA® Over the last 25+ years we have had a lot of challenges that some talking heads in the media classified as “it is different this time.” There have been many trying times for investors and 5 that quickly spring to my mind are: the Tech Wreck of 2000, 9/11, […]
Q4 Market Commentary: Oz – The Great and Powerful
Written by Brian Frederick, CFP®, CIMA® & Trevor Marston What We’re Seeing “There’s no place like home.” – Dorothy In honor of the release of the new cinematic version of Wicked, we thought we would take a moment to meditate on one aspect of L. Frank Baum’s classic story of The Wizard of Oz that […]
The End Is Near!
Written by Brian Frederick CFP®, CIMA® The End is Near! For once, I wanted to lead off with an inflammatory headline. Before we light the proverbial fuse, let’s think about this. I have always posited that if the headline was “Everything is going to be okay,” no one would click, read, or engage with the […]
Q3 Market Commentary: Past Performance
written by Brian Frederick, CFP®, CIMA® & Trevor Marston What We’re Seeing “The most contrarian thing of all is not to oppose the crowd but to think for yourself.” — Peter Thiel In the world of investing, a well-known adage often surfaces: “past performance does not indicate future results.” Indeed, it doesn’t. Statisticians might even […]
Q2 Market Commentary: The Greener Grass
written by Brian Frederick, CFP®, CIMA® & Trevor Marston What We’re Seeing “The stock market is a device to transfer money from the impatient to the patient.” – Warren Buffett It’s an age-old problem. People always keep trying to look over the horizon and try to find greener pastures. The grass is always greener on […]
Market Quarterly Commentary: Rebounds and Reflections
written by Brian Frederick, CFP®, CIMA® & Trevor Marston What We’re Seeing “Know what you own, and know why you own it” – Peter Lynch At the beginning of 2023, the prevalent view was a looming recession. Yet, The S&P500 surprised many by delivering a 26.18% total return. Even the Bloomberg Aggregate US Bond index […]
Indicators of Rising Interest Rates and Effects on Your Portfolio
By Brian Frederick, CFP®, CIMA® News last week of rising interest rates on the 10 year Treasury Bond (which influences mortgages and other loans) had the media in a frenzy. However, rising rates are not the bugaboo that some headlines would have you fear. While the one percent rise in a fairly short period of […]