What Early Retirees Need to Know About Taxes – And Why it Matters
When it comes to retirement planning, most people focus on how much they save—but where those savings are held can be just as important. Tax diversification, or spreading retirement savings across taxable, tax‑deferred, and Roth accounts, can provide meaningful flexibility and help reduce lifetime taxes. Unlike investment diversification, which focuses on managing market risk, tax […]
Rejection of Initiatives 2109 and 2124: What That Means for Washington Residents
Written by Devin Loughlin, CFP®, ChFC®, RICP® Rejection of Initiatives 2109 and 2124: What That Means for Washington Residents On November 5th, 2024, Washington state voters rejected two key initiatives that aimed to overturn or modify existing policies that have been a point of contention for many residents. Initiative 2109, which sought to repeal the state’s […]
DeDollarisation: The Shift Away From The US Dollar?
By Devin Loughin The international financial ecosystem has been subtly shifting away from a heavy dependence on the U.S. dollar. This transition is influenced by a myriad of factors, including geopolitical shifts, economic evolutions, the emergence of alternative currencies, and concerns about the U.S. credit rating due to the potential default on its national debt. […]