The Big Beautiful Bill: What It Means for Your Taxes in 2025 and Beyond
On July 4, 2025, President Donald Trump signed into law the “One Big Beautiful Bill Act,” a sweeping tax and spending package that reshapes the U.S. tax landscape. Clocking in at nearly 900 pages, this legislation touches everything from individual deductions to business incentives, and even estate planning. Whether you’re a salaried worker, a small […]
Washington State Increases Estate and Capital Gains Taxes
Washington State Enacts Major Tax Increases Under Senate Bill 5813 On May 20, 2025, Governor Bob Ferguson signed Senate Bill 5813 into law, marking a pivotal moment for taxpayers in Washington State. This new legislation significantly alters the state’s capital gains and estate tax systems, establishing Washington as one of the most aggressive states in […]
Navigating Market Volatility: Staying The Course With Confidence
Written by Rory O’Sullivan CFP® Market volatility can be unsettling, especially for investors with significant assets at stake. A 5% market downturn might seem moderate, but for a $10 million portfolio, that’s a $500,000 drop—enough to make even seasoned investors take notice. However, it’s crucial to remember that volatility is a natural part of investing […]
Tarriffied?
Written by Brian Frederick, CFP®, CIMA® Over the last 25+ years we have had a lot of challenges that some talking heads in the media classified as “it is different this time.” There have been many trying times for investors and 5 that quickly spring to my mind are: the Tech Wreck of 2000, 9/11, […]
Q4 Market Commentary: Oz – The Great and Powerful
Written by Brian Frederick, CFP®, CIMA® & Trevor Marston What We’re Seeing “There’s no place like home.” – Dorothy In honor of the release of the new cinematic version of Wicked, we thought we would take a moment to meditate on one aspect of L. Frank Baum’s classic story of The Wizard of Oz that […]
The End Is Near!
Written by Brian Frederick CFP®, CIMA® The End is Near! For once, I wanted to lead off with an inflammatory headline. Before we light the proverbial fuse, let’s think about this. I have always posited that if the headline was “Everything is going to be okay,” no one would click, read, or engage with the […]
Market Downturns Provide Opportunities – Embrace Them
written by Brent Soloway, CcFC® Market Downturns Provide Opportunities – Embrace Them One of the greatest challenges for investors is when the market experiences substantial downturns (which we shall define as 15%+ decline in value). In 2022, the S & P 500 total return was a negative 18.1%. From the middle of February through the […]
Q3 Market Commentary: Past Performance
written by Brian Frederick, CFP®, CIMA® & Trevor Marston What We’re Seeing “The most contrarian thing of all is not to oppose the crowd but to think for yourself.” — Peter Thiel In the world of investing, a well-known adage often surfaces: “past performance does not indicate future results.” Indeed, it doesn’t. Statisticians might even […]
Q2 Market Commentary: The Greener Grass
written by Brian Frederick, CFP®, CIMA® & Trevor Marston What We’re Seeing “The stock market is a device to transfer money from the impatient to the patient.” – Warren Buffett It’s an age-old problem. People always keep trying to look over the horizon and try to find greener pastures. The grass is always greener on […]
Retirement Contributions To Consider Before The Tax Deadline
Written by Ed Bradley, CFP®, ChFC® It’s tax season, and that means many individuals are looking for opportunities to reduce their taxable income and increase their retirement savings. As we head towards the tax filing deadline, it’s important to consult with your financial advisor and tax advisor on your specific situation. Here are a few […]
